Terms of Service

1. Agreement to Terms

By accessing and using giftmanki.org ("Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our Website.

2. Description of Service

giftmanki.org provides educational information and resources about Joker gift cards. Our services include:

• Educational guides and articles about Joker gift cards
• Safety tips and fraud prevention information
• Usage instructions and best practices
• Retailer information and acceptance details
• Customer support for educational inquiries

What We Do NOT Provide

giftmanki.org does NOT:

• Sell, distribute, or issue Joker gift cards
• Process gift card transactions or payments
• Manage gift card accounts or balances
• Provide official gift card customer service
• Act as an authorized gift card reseller

3. User Eligibility

You must be at least 13 years of age to use this Website. If you are under 18, you must have permission from a parent or legal guardian to use our services. By using this Website, you represent and warrant that you meet these age requirements.

4. Acceptable Use

You agree to use our Website only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Violate any applicable local, state, national, or international law
• Transmit any harmful, threatening, abusive, or harassing content
• Impersonate any person or entity
• Interfere with or disrupt the Website or servers
• Attempt to gain unauthorized access to any part of the Website
• Use automated systems (bots, scrapers) without permission
• Collect or harvest user information
• Transmit spam, viruses, or malicious code
• Reproduce, duplicate, or copy material without authorization
• Use content for commercial purposes without permission

5. Intellectual Property Rights

The Website and its original content, features, and functionality are owned by giftmanki.org LLC and are protected by international copyright, trademark, and other intellectual property laws.

License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, educational purposes. This license does not allow you to:

• Modify or copy the materials
• Use for commercial purposes
• Remove copyright or proprietary notations
• Transfer materials to another person
• Attempt to reverse engineer any software

6. Educational Content Disclaimer

All content on this Website is provided for educational and informational purposes only. While we strive for accuracy, we make no warranties or representations about:

• The accuracy, reliability, or completeness of information
• The suitability of information for your specific needs
• The currentness of the information provided

You should not rely solely on information from this Website for financial or legal decisions. Always verify information with official sources and authorized providers.

7. No Professional Advice

The information provided on this Website does not constitute professional, financial, or legal advice. We are an educational resource only. For specific advice about your situation, consult with qualified professionals.

8. Third-Party Content

Our Website does not link to or incorporate third-party websites or content. All content is self-contained within our educational platform. Any mention of third-party brands or services is for educational purposes only and does not constitute endorsement.

9. User Content and Communications

If you submit content, feedback, or communications to us (through contact forms, emails, etc.), you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and distribute such content for educational purposes.

You represent and warrant that any content you submit:

• Does not violate any third-party rights
• Is not defamatory, obscene, or offensive
• Does not contain viruses or malicious code
• Complies with all applicable laws

10. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data collection and use practices.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, GIFTMANKI.ORG LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits or revenue
• Loss of data or information
• Business interruption
• Personal injury or property damage
• Any other damages arising from your use of the Website

Our total liability to you for any claims arising from your use of the Website shall not exceed the amount you paid to us for using the Website (which is $0 for free educational content).

12. Disclaimer of Warranties

THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability of information
• Uninterrupted or error-free operation

13. Indemnification

You agree to defend, indemnify, and hold harmless giftmanki.org LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to:

• Your use of the Website
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to the Website

14. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Website.

15. Changes to Terms

We reserve the right to update these Terms of Service at any time. We will notify users of material changes by:

• Posting the updated Terms on this page
• Updating the "Last Updated" date
• Sending email notifications for significant changes

Your continued use of the Website after changes become effective constitutes acceptance of the revised Terms.

16. Termination

We may terminate or suspend your access to the Website immediately, without prior notice, for any reason, including:

• Breach of these Terms
• Fraudulent or illegal activity
• Violation of intellectual property rights
• Abusive or harmful conduct

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms that should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

17. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

You agree that any legal action or proceeding arising from these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in New York County, New York.

18. Dispute Resolution

Informal Resolution

Before filing any formal legal action, you agree to first contact us to attempt to resolve the dispute informally. Send detailed information about the dispute to [email protected].

Arbitration

If informal resolution fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in New York, NY.

Class Action Waiver

You agree that disputes must be brought on an individual basis only, and not as part of any class or representative action.

19. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

20. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and giftmanki.org LLC regarding your use of the Website.

21. Waiver

No waiver by giftmanki.org LLC of any term or condition shall be deemed a further or continuing waiver of such term or any other term. Any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

22. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their successors.

23. Force Majeure

giftmanki.org LLC shall not be liable for any failure to perform its obligations where such failure results from circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, natural disasters, or government actions.

24. Contact Information

For questions about these Terms of Service, please contact us:

25. Acknowledgment

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THIS WEBSITE.